When you first become eligible for benefits or during open enrollment, the benefits you choose will generally remain in effect for the rest of the year. You can only make changes to your benefits during the year if you have a qualified status change. Some examples are shown below.

EventsExamplesDeadline to make changes
Family changeMarriage, divorce or legal separation, birth or adoption, death, child loses eligibility due to turning age 2660 days
Employment changeChange from full-time to part-time employment, spouse loses or gains job60 days
Loss or gain of coverageSpouse loses or gains coverage through their employer60 days
Location changeMoving out of your plan’s coverage area60 days
Medicare or Medicaid eligibility changeGain or loss of eligibility for coverage through Medicare, Medicaid or CHIP60 days
Court orderQualified child support order requires you to provide coverage for a child60 days from the date of the order

More information

Download the Summary Plan Description (SPD) for more information about eligibility, enrollment and the rules governing the plans.

Your Benefit Advocate can help: